Tuesday, February 28, 2006

Big Day Today

It's a big day for us today. End of month means it's my payday (I only get paid once a month). If I may take the floor here for a moment and vent a bit. As you know, this is our first real 'home' purchase. We purchased the home in December of 2004 and we didn't file homestead. The tax office told me recently that we couldn't have filed homestead at that time anyways. In any case, we have been just barely able to afford the home we are living in. Then the mortgage company gets last year's tax bill in the mail and we were short. Now we have to make that up (which I totally understand) - but also - we have to pay more this entire year because they think next year's taxes are going to be that high again. (We did file homestead for 2006). I called my mortgage company and they tell me that the only thing they need from our tax office is a note stating what our 'estimated taxes' are going to be for 2006 with homestead filed. Sounded easy enough, so my next call was to our wonderful Tax office. They tell me that they send those 'estimated tax' letters in October or November only - that they are unable to estimate my taxes for 2006 before then. So... from now till November I have to overpay taxes for my mortgage. The good news, I suppose, is that next year's payments will be much less because I will have then overpaid. But it's the payment between now and November that's going to kill me! Why does it have to be that difficult? *heavy sigh*
So, I've sunk everything into February's mortgage payment (Due 2/1/06 but oh well). We are expecting a nice tax refund check and we were hoping to get caught up on our mortgage (again, in a hole because of the initial cost of taking on the extra kids).
Other that this, a pretty uneventful day at the Rho-des house. It's 11:10pm and I'm still trying to get the girls into bed (they just don't listen!). Tomorrow Karen (from Hills Kids - the one who never calls me) is going to pick up the kids from school to take them to get their base ID's. Julie had lost them, but we need them from anything to getting them on base for some reason to medical care.
OH - and the kids have a BIG surprise tomorrow - but I can't tell you about it yet. I'll post more tomorrow about it and let you know how it went.

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